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Terms of Service

Last Updated: December 2024

Welcome to AI Stock Market Analysis Platform. These Terms of Service ("Terms") govern your access to and use of our website, services, and applications (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms.

IMPORTANT: Please read these Terms carefully before using our Services. If you do not agree to these Terms, you may not access or use our Services.

1. Acceptance of Terms

By creating an account, accessing, or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you are using the Services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

2. Eligibility

You must be at least 18 years old to use our Services. By using our Services, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these Terms.

3. Description of Services

AI Stock Market Analysis Platform provides market analysis tools, research reports, and educational information related to stock markets and investments. Our Services include:

4. Important Disclaimers

4.1 Not Financial Advice

THE SERVICES AND ALL CONTENT PROVIDED ARE FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY AND DO NOT CONSTITUTE FINANCIAL, INVESTMENT, TRADING, OR ANY OTHER TYPE OF PROFESSIONAL ADVICE.

You should not rely solely on our Services for making investment decisions. Always conduct your own research and consult with qualified financial advisors before making any investment decisions.

4.2 No Guaranteed Results

We make no guarantees, representations, or warranties regarding the accuracy, completeness, or timeliness of the information provided through our Services. Past performance is not indicative of future results. Market analysis and predictions are subject to change and may be incorrect.

4.3 Investment Risks

All investments involve risk, including the potential loss of principal. Stock market investments can be volatile and unpredictable. You acknowledge and accept these risks when using our Services.

5. User Accounts

5.1 Account Registration

To access certain features of our Services, you may need to create an account. You agree to:

5.2 Account Termination

We reserve the right to suspend or terminate your account at any time, with or without notice, for violation of these Terms or any other reason we deem appropriate.

6. Acceptable Use

You agree NOT to:

7. Intellectual Property Rights

7.1 Our Ownership

All content, features, and functionality of the Services, including but not limited to text, graphics, logos, images, software, and analysis tools, are owned by us or our licensors and are protected by copyright, trademark, and other intellectual property laws.

7.2 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for personal, non-commercial purposes, subject to these Terms.

7.3 Restrictions

You may not copy, modify, distribute, sell, or lease any part of our Services without our express written permission.

8. Subscription and Payment Terms

8.1 Subscription Plans

Some features of our Services may require a paid subscription. Subscription details, including pricing and features, are described on our website.

8.2 Billing

By subscribing to a paid plan, you authorize us to charge your payment method on a recurring basis. Subscriptions automatically renew unless cancelled before the renewal date.

8.3 Refunds

Refund policies vary by subscription type. Please refer to our refund policy or contact our support team for specific information.

8.4 Price Changes

We reserve the right to change our pricing at any time. We will provide notice of price changes, and changes will apply to subsequent billing cycles.

9. Third-Party Services and Links

Our Services may contain links to third-party websites or integrate with third-party services. We are not responsible for the content, privacy practices, or terms of use of any third-party services. Your use of third-party services is at your own risk.

10. Disclaimer of Warranties

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE.

We do not warrant that:

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

Our total liability shall not exceed the amount you paid us in the twelve (12) months preceding the claim, or $100, whichever is greater.

12. Indemnification

You agree to indemnify, defend, and hold harmless AI Stock Market Analysis Platform, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or related to:

13. Data and Privacy

Our collection and use of personal information is described in our Privacy Policy. By using our Services, you consent to our data practices as described in the Privacy Policy.

14. Modifications to Services

We reserve the right to modify, suspend, or discontinue any part of the Services at any time, with or without notice. We will not be liable to you or any third party for any modification, suspension, or discontinuation of the Services.

15. Changes to Terms

We may revise these Terms from time to time. We will notify you of material changes by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of the Services after changes constitutes acceptance of the revised Terms.

16. Governing Law and Dispute Resolution

16.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions.

16.2 Dispute Resolution

Any disputes arising from these Terms or the Services shall first be attempted to be resolved through good faith negotiation. If negotiation fails, disputes may be resolved through binding arbitration or in the courts of [Your Jurisdiction].

17. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

18. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published by us on the Services, constitute the entire agreement between you and us concerning the Services.

19. Contact Information

If you have any questions about these Terms, please contact us at:

Email: legal@aistockanalysis.com
Address: AI Stock Market Analysis Platform
Legal Department
[Your Business Address]

20. Acknowledgment

BY USING OUR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF SERVICE, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM. IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT USE OUR SERVICES.